WORKERS' COMPENSATION

Your comp rate is built all year, not at renewal

Every placement, every timecard, and every claim feeds the number you get quoted twelve months later.Here is how Rostyr HR helps manage the work behind each step, from placement through renewal.

01
PLACEMENT

You're on the hook for a worksite you don't run

Your people work at your client's site, under your client's supervision, on your client's equipment, and the liability is on you.

TODAY

The liability follows your EIN even though you control none of the conditions.

WITH ROSTYR HR

With Rostyr HR — W-2s and comp coverage sit with us, with an Alternate Employer Endorsement for each worksite.

What stays with your client
What moves to Rostyr HR
  • Your client's site CLIENT
  • Your client's supervision CLIENT
  • Your client's equipment CLIENT
  • W-2 employment and comp coverage ROSTYR HR
What underwriters can verify
ONE SOURCE
  • Timekeeping records VERIFIABLE
  • Payroll reporting CONSISTENT
  • Classification codes ACCURATE
  • Uncertainty priced into your rate NONE
02
THE RECORD

You're paying for what carriers can't see

Workers get placed, hours get logged, payroll gets processed, and workers' comp follows behind all of it. When those records live in separate systems, carriers price the uncertainty, and that buffer turns up in your rate.

Through API integration with your current ATS, timekeeping, or billing tools, Rostyr HR gives carriers the data they need to price your workers' comp with less uncertainty.

TODAY

Scattered records, and a buffer priced in for everything nobody can confirm.

WITH ROSTYR HR

One verifiable source behind timekeeping, payroll, and classification codes.

03
THE CLAIM

A claim shouldn't become another job

One injury turns into forms, adjuster calls, and return-to-work coordination that lands on whoever has the least room for it that week.

Rostyr HR handles claims management, return-to-work, accident reporting, and worksite review, so your team stays on the business.

TODAY

Your admin or your owner running the claim alongside everything else.

WITH ROSTYR HR

The claim is managed on our side from the first report through return to work.

When an injury happens
HANDLED BY ROSTYR HR
  • Accident reporting ROSTYR HR
  • Adjuster calls and forms ROSTYR HR
  • Return-to-work coordination ROSTYR HR
  • Worksite review ROSTYR HR
Audit request
READY BEFORE IT LANDS
  • Payroll by class code READY
  • Timekeeping records READY
  • Classification detail READY
  • Weeks of exports and email chains NONE
04
THE AUDIT

An audit shouldn't turn into a document hunt

Scattered payroll data creates questions, inconsistent timekeeping creates more, and classification errors turn a routine audit into weeks of exports, email chains, and manual entry.

Rostyr HR keeps those records in one place, so the answers are ready before anyone asks for them, and fewer hours get pulled away from placing people.

TODAY

Weeks of reconstructing records that should already agree with each other.

WITH ROSTYR HR

The answers are assembled before the request arrives.

05
THE RENEWAL

One bad claim year shouldn't follow you for three

A claim comes in, your rate climbs, and every renewal after that prices it in whether you can explain it or not.

With Rostyr HR, your placed workers are covered under our blended program rate, rather than being priced at renewal based on the rate you carry today.

TODAY

A single rough year compounding through three renewal cycles.

WITH ROSTYR HR

Placed workers on a blended program rate, often below what you carry today.

At renewal
BLENDED PROGRAM RATE
  • Your loss history STAYS BEHIND
  • Placed workers ON OUR PROGRAM
  • Claims managed BY ROSTYR HR
  • One bad year following you for three NO

Don't wait until renewal to find the gaps

Your renewal rate is based on what already happened. If the data behind your workforce was not right, renewal is the worst possible moment to discover it. Send us your class codes and your claims history, and we will price your real premium.

Request My Analysis arrow_outward
EAAS ANALYSIS

Let's price your real number

Send us your class codes, the states you place in, and your claims history. We'll come back with what your coverage would actually look like on our program, compared line by line against what you carry today. There is no obligation.